Insurance

It’s Crucial to Understand Your Auto Insurance Policy Options

Even if you’re a safe and experienced driver, accidents happen from time to time and it’s important to be prepared. Having an auto insurance policy protects you from an unexpected blow to your finances in the event you owe a lot for damages to your car or someone else’s. If you’re in the market for your first auto insurance policy, ... More

10 Things You Probably Don’t Know About Your Auto Insurance

Every driver needs auto insurance, yet these policies can be confusing and filled with fine print. If you don’t know exactly what your “no fault policy” means or that making a claim can increase your rates, you could be in for some financial surprises, too. Read on to learn more about auto insurance so you can better protect your ... More

Protect Your Income With Life Insurance and Disability Insurance

When it comes to protecting your income, both life insurance and disability insurance are helpful. However, to get the highest level of protection, you should have both types of policies – or a combination policy that provides both. The difference, of course, is that life insurance provides income protection after you’ve passed on, while ... More

Four Crucial Details in Your Homeowner’s Insurance Policy

Owning your own home carries with it much responsibility, and few things can be as meaningful as a good homeowner’s insurance policy to help you through challenges when they arise. If a disaster should strike, be it a tornado, a fire or even a theft, you’ll need a policy in place to safeguard against draining your savings to repair ... More

Think Like an Auto Insurance Insider

When you’re looking for the best deal on car insurance, dealing with providers can be a bit of a tricky business. To ensure you get the policy you need, you need to think like an insurance insider. Check out the below secrets from the car insurance industry to get up to speed before you sign for your next car insurance policy. Better ... More

Determining Whether You Need A Flood Rider on Your Homeowner’s Insurance

Every homeowner has unique wants and needs, and your homeowner’s insurance policy is never one-size fits-all either. So, it’s important to know your particular needs. Typically, your homeowner’s insurance policy will not include flood insurance, though many homeowners will need it in order to protect their properties. Below, we’ll ... More

Experts Suggest Driverless Cars Could Slash Auto Insurance Rates

As driverless cars continue to become more and more of a reality, experts suggest that we could eventually see auto insurance rates begin to drop. A recent study by RAND Corp. found that the increased safety benefits from self-driving cars – which promise to come with a reduced risk of accidents – are likely to lead to “a significant ... More

Getting Your Best Rate on Life Insurance: Three Tips

Life insurance is a smart investment for your future, especially if you have debts greater than your cash savings. This protects your family in the event you die before paying off your student loans or credit card debt. With so many life insurance options on the market, though, it’s easy to find one that suits your needs and your budget, ... More

Wells Fargo Caps Subprime Auto Loans

Wells Fargo announced on Monday that it has put a cap on the amount of money it will loan to subprime borrowers. As reported by CNBC, according to execs, the San Francisco-based banking giant "is limiting the dollar volume of its subprime auto originations to 10 percent of its overall auto loan originations." Last year, that number was ... More

Insurance Companies Predicting Your Death

It is not a simple question to ask customers when they think they will die. Life insurance companies must take it upon themselves to determine when a potential customer will perish before they will invest. Companies compile large amounts of data in order to separate the healthy from the risky. This includes things like driving records, ... More