Household Debt Continues Increase

According to a survey done by the Federal Reserve Bank of New York, American household debt has increased for the third straight quarter. The report on household debt and credit revealed that mortgages have dropped to the lowest level since last year. Continue to original source More

Top First-Timer Credit Cards

Looking to apply for your first credit card? Here are a few options for you: Petal Visa card Fingerhut Credit card Deserve EDU card Image via BadCredit.org. More

What to Look for When You Check Your Credit Report

Financial experts recommend checking your credit report once per year, and it’s such an essential step to your financial health that it’s available annually for free. Still, many people are left wondering what to do next. Once you’ve accessed your credit report, what should you look for? The basic answer is errors, and here’s where ... More

Want to Pay Less for Health Insurance? Here’s How

Health insurance policies ease the financial burdens associated with healthcare, especially in cases of unexpected illness or injury. As with most types of insurance, they play the role of alleviating stress for policyholders, too. Still, some people choose to forego having a health insurance policy simply due to costs. If you’d like to ... More

Your Guide for Switching Car Insurance

There are a multitude of competing car insurance companies these days, and each tries to win customers with special deals and opportunities. For this reason, it’s often worth your while to switch companies to cash in on extra savings. However, you want to make sure you switch in the proper way. Here are the tips you need to switch car ... More

Responsible Credit Card Use is Good for Your Financial Health

We’ve all heard horror stories about credit card debt, and it’s enough to make a person swear off credit cards completely. However, those alarming stories aren’t the only results of credit card use. For those who utilize them responsibly, they can be an integral tool in a consumer’s financial toolbox. Let’s take a look at a few ways ... More

Is Life Insurance Right for You?

Life insurance is coverage for the dependents of a policyholder to ensure that those dependents are covered financially after the policyholder dies. It's especially helpful if the policyholder passes away unexpectedly. Image via III. More

Is Pet Insurance Worthwhile?

More and more people are buying pet insurance for their furry family members. According to The New York Times, the North American Pet Health Insurance Association said that 2 million pets were insured in the U.S. and Canada, up 17 percent from the prior year. However, experts say that pet owners need to understand the fine print of their ... More

Personal Finance Tips to Live By

Millions of Americans are living paycheck to paycheck and are consumed with worry about their financial futures. If you find yourself in this predicament and you’d like to add more financial security to your life, utilize the following personal finance tips to change your woeful money ways: Get Out of (Bad) Debt – Now! It’s true ... More

Nearly One-Third of Car Loans Come From Credit Unions

Data from the Consumer Lending Report shows that the most credit card and car loans come from credit unions. This is the nation’s record amount of shares. According to the Credit Union Times, the report “showed credit unions held 5.8% of the nation’s credit card debt in June, their highest share since the Fed began tracking the ... More