Why You Should Always Avoid Payday Loans

Payday loans are often advertised as perfect for those with bad credit, who may not qualify for personal loans from traditional lenders like banks or credit unions. However, payday loans are dangerous for a variety of reasons. Borrowers should take caution before using this option. Image via Unsplash/Alexander Mils Continue to original ... More

Model These Financial Habits to Teach Your Kids a Proper Money Mindset

Studies have shown that we develop our relationships with money – both positive and negative – as children. The examples we see from our parents, and the lessons they provide, stay with us unto adulthood and shape how we manage our finances. For this reason, it’s important to be intentional about how we speak to our children about ... More

6 Common Money Mistakes That Can Damage Your Finances

We all make our fair share of mistakes in life, and financial mistakes are chief among them for many Americans. Luckily, there’s no time like the present to make a positive change. Read through these common money mistakes so that you can avoid getting into personal finance trouble that could have a lasting impact on your financial health.... More

These Auto Insurance Discounts Could Save You Cash

Auto insurance might be required by law, but you aren’t required to pay outrageous amounts for the coverage you need. In fact, auto insurance companies offer a host of discounts designed to acquire and retain customers, yet many people don’t know to ask about them. If you’re interested in saving money on your auto insurance policy, ... More

Term Life Insurance Basics

Having a life insurance policy in place is an important measure for protecting your family, and term life insurance offers a cost-effective way to put this safeguard in place. A term policy will be in place for a length of time you choose – usually up to thirty years – and it will pay out an amount determined by you. Learn more through ... More

Personal Finance Lessons to Teach Your Children

Studies show that we develop our relationships with money – both positive and negative – as children. The examples we see from our parents, and the lessons they provide, stay with us unto adulthood and shape how we manage our finances. For this reason, it’s important to be intentional about how we speak to our children about money. ... More

Look for ‘Gray Charges’ on Your Credit Card Statement

Do you carefully examine your credit card statement each month? If you don’t, you could be missing sneaky charges. When you make purchases online, many companies include fees or service charges that aren’t clearly listed in the pricing information – and which could be costing you hundreds of dollars per year. Read on to learn more. ... More

Six Auto Insurance Secrets You Should Know

Every driver wants to make sure they’re getting the best deal on car insurance, but dealing with providers can be a bit of a tricky business. Check out the below secrets from the car insurance industry to get up to speed before you sign for your next car insurance policy. Secret #1: Car Rental Agencies are Trying to Sell You Coverage You ... More

Two Types of Insurance to Protect Your Income

Knowing your income is protected no matter what happens can give you incredible peace of mind. To that end, both life insurance and disability insurance are helpful. However, to get the highest level of protection, you should have both types of policies – or a combination policy that provides both. Read on to learn more. Image via ... More

It’s Smart to Keep a Backup Credit Card

Many people have at least one credit card, and there are financial perks to using one responsibly. However, with so many cards and fantastic perks available, why have just one? Getting a second credit card allows you to keep your options open when making purchases, and it can be useful in an emergency situation, too. Below we’ll explore ... More