Personal Finance Tips to Pass Along to Your Kids

Studies show that we develop our relationships with money – both positive and negative – as children. The examples we see from our parents, and the lessons they provide, stay with us unto adulthood and shape how we manage our finances. For this reason, it’s important to be intentional about how we speak to our children about money. ... More

Why Applying For A loan At A Credit Union Is A Good Option

Credit unions are similar to banks but are owned by their members. That’s why when applying for a loan they make a great option because they are nonprofit organizations that pass along earnings to members in the form of lower fees and higher customer service. If you need to find a credit union go to findacreditunion.com to locate a ... More

Why You May Be Getting A Flood Of Pre-Approved Loan Offers In The Mail

If you’re getting a bunch of pre-approved offers in your inbox, you may be wondering why. These companies simply ran some basic info about you and have guessed that you are likely able to pay it back. This doesn’t mean you automatically get the loan; you’ll have to take extra steps for that. But, it does mean you may pay back. ... More

Why A Personal Loan May Be Good For Debt Consolidation

A personal loan with a set payoff period is a great option to choose if you want to consolidate debt and there are many great deals out there, if you’re willing to shop around. Benefits include: •One monthly payment •A set interest rate •You don’t need a perfect credit score During this process, it’s best to apply for ... More

Determining Whether You Need A Flood Rider on Your Homeowner’s Insurance

Every homeowner has unique wants and needs, and your homeowner’s insurance policy is never one-size fits-all either. So, it’s important to know your particular needs. Typically, your homeowner’s insurance policy will not include flood insurance, though many homeowners will need it in order to protect their properties. Below, we’ll ... More

A How-To for Checking Your Credit Report

Since your credit is so important to your financial health, experts recommend that you check your credit report once per year. In fact, it’s such an essential step to your financial health that it’s available annually for free. Still, many people are left wondering what to do next. Once you’ve accessed your credit report, what should ... More

Getting A Collection Agency To Remove A Collection

It used to be the only way for a collection item to disappear from your credit report was to wait seven years from the date it was first reported. But, now you can do a little bit more. If you want an item removed from your credit report, you can contact the collection agency and ask them. You would ask for a “pay for delete” deal, ... More

Experts Suggest Driverless Cars Could Slash Auto Insurance Rates

As driverless cars continue to become more and more of a reality, experts suggest that we could eventually see auto insurance rates begin to drop. A recent study by RAND Corp. found that the increased safety benefits from self-driving cars – which promise to come with a reduced risk of accidents – are likely to lead to “a significant ... More

Getting Your Best Rate on Life Insurance: Three Tips

Life insurance is a smart investment for your future, especially if you have debts greater than your cash savings. This protects your family in the event you die before paying off your student loans or credit card debt. With so many life insurance options on the market, though, it’s easy to find one that suits your needs and your budget, ... More

Wells Fargo Caps Subprime Auto Loans

Wells Fargo announced on Monday that it has put a cap on the amount of money it will loan to subprime borrowers. As reported by CNBC, according to execs, the San Francisco-based banking giant "is limiting the dollar volume of its subprime auto originations to 10 percent of its overall auto loan originations." Last year, that number was ... More