Homeowner’s Insurance Essentials for First-Time Buyers

By law, all homeowners should have an insurance policy on their residence, as this is a key step in protecting both your finances and your dream home. If a disaster should strike, such as tornado, fire or theft, you’ll need a policy in place to safeguard against draining your life savings or taking on enormous debt in order to repair ... More

Secrets About Health Insurance Only the Experts Know

The world of health insurance can be convoluted and confusing for those of us outside the profession. However, there is much to be learned from experts. Click through to learn four secrets about insurance companies, benefits and more. Image via Unsplash/krakenimages Continue to original source. More

Four Money Habits to Model for Your Children

Studies have shown that we develop our relationships with money – both positive and negative – as children. The examples we see from our parents, and the lessons they provide, stay with us unto adulthood and shape how we manage our finances. For this reason, it’s important to be intentional about how we speak to our children about ... More

Do You Know the Truth About These Personal Loan Myths?

In recent years, financial data shows that Americans are more likely to use a credit card than any other mode of payment when they can’t pay for something in cash. The second most popular option, however, is taking out a personal loan. With so many people utilizing personal loans, it’s important to understand how they work and what ... More

Use These Credit Card Tips to Stay Out of Financial Trouble

Credit cards can be useful financial tools when used properly, but users can also get into financial trouble easily if they misuse them. Check out these tips to follow to ensure you’re being smart about your credit card use and avoiding costly mistakes. Image via Unsplash/Alexander Schimmeck Continue to original source. More

Are You Getting the Best Life Insurance Rates?

If you have debts greater than your cash savings, it’s smart to get life insurance. This protects your family in the event you die before, say, paying off your student loans or credit card debt. With so many life insurance options on the market, it’s easy to find one that suits your needs and your budget, too. However, getting the best ... More

Expect the Unexpected: What to Look for When Checking Your Credit Report

If you’ve ever scanned your credit report – and you should do so annually – you’ve likely seen all the expected information: name, address, social security number, existing debts and credit applications. If you look closely, though, you may find some surprising information, as well. Here are four items you may be surprised to find on ... More

It’s Crucial to Understand Your Auto Insurance Policy Options

Even if you’re a safe and experienced driver, accidents happen from time to time and it’s important to be prepared. Having an auto insurance policy protects you from an unexpected blow to your finances in the event you owe a lot for damages to your car or someone else’s. If you’re in the market for your first auto insurance policy, ... More

10 Things You Probably Don’t Know About Your Auto Insurance

Every driver needs auto insurance, yet these policies can be confusing and filled with fine print. If you don’t know exactly what your “no fault policy” means or that making a claim can increase your rates, you could be in for some financial surprises, too. Read on to learn more about auto insurance so you can better protect your ... More

Personal Finance Guidance: When Your Mortgage is Underwater

We all make personal finance mistakes sometimes, and if you owe more on your home than what you could sell it for in the present market, it’s called an “underwater mortgage.” The situation can seem hopeless – pouring money into a property that will not yield a financial benefit, and which could actually damage your finances instead. ... More