215 Results for author: The Coverage Helpers

What Are Construction Loans?

For those who built a home rather than bought an existing one, you might notice that traditional mortgages aren’t applied. Of course, it's a difficult endeavor to set out on to try and figure out how to build a house by yourself; it'll be a difficult road, for sure, but it'll be way more worthwhile in the end.  Instead, ... More

Why You Shouldn’t Ignore a Credit Card Because It Has a Fee

A quick internet search will elicit dozens upon dozens of credit card offers, and most consumers are programmed to automatically ignore those that charge annual fees. After all, why use a card with fees when there are so many that don’t charge them? As it turns out, there are a few good reasons not to ignore a credit card ... More

How to Raise Your Credit Score

As you probably know, a healthy credit score is important to your financial health, but many people struggle to overcome past mistakes. Since credit scores consider many years’ worth of your purchase and payment history, it can take time to improve your score even incrementally. Luckily, there are a few simple ways to get ... More

Mortgage Loans That Get Denied

No one wants to deal with taking out a mortgage loan and having it denied. Of course, it's never the ideal situation to apply for a loan and then receive a rejection for it. Recently the Urban Institute calculated real denial rates to determine which mortgage loans are denied most often. It shows that more often people with ... More

Credit Card Perks You May Not Know About

Sure, credit cards are a great way to finance purchases when you don’t have the cash, but they’re also a great way to enjoy extra financial value. Credit card perks like cash back and travel rewards are fairly common, but now card companies are offering even more benefits that you may not be familiar with yet. Exclusive ... More

The Homeowner’s Insurance Misconception You Want to Avoid

According to the Federal Emergency Management Agency (FEMA) just a single inch of water inside your home can cause $25,000 worth of damage. Are you covered in the event of a flood? Many homeowners are under the dangerous misconception that standard homeowner’s insurance covers flood damage. However, the opposite is true ... More

How to Save Money on Auto Insurance

Saving money on car insurance is on every driver’s mind. There are many opportunities for discounts, which sometimes you will only know about if you ask. Having good credit is important in many aspects, as well as in getting the best rates for auto insurance. Many insurance companies use credit information to make a decision ... More

Four Tips for Safe Driving

Many drivers look for ways to lower their auto insurance costs, and when told about the good driver discount they take a hard and honest look on their driving. If you wish to do your best with becoming the safest driver, look through and think about the tips below: Never drive in a rush. There are certainly many important ... More

What You Need to know About Health Insurance

According to recent studies, many Americans don’t know key information about health insurance and don’t understand the basics facts of it. Having that knowledge I very important because it will help you choose the policy that is right for you and your family. Health insurance is also oftentimes a big expense, so it is ... More

How to Know When Flood Insurance Is Worthwhile

The typical homeowner’s insurance policy does not include flood insurance, but that doesn’t mean you don’t need it. Still, this added coverage is becoming more and more costly, so you need to be thoughtful about whether it’s right for you. Let’s examine how to know whether flood insurance is a worthwhile addition to ... More